When you plan on buying a house would you expect the best results in accordance with costs to be incurred. Therefore before you begin to see the candidates of your home, you should make a priority list of the chill from the house to be purchased on the association property. Consider the following tips:

1. Determining how your ability to finance home
You most know how big your abilities. The key is to buy a good home should make your life more prosperous. Do not buy this house because it only made you decrease the standards and lifestyles as well as failure to achieve other financial goals in the future. A number of cash funds had to be available in the home buying process even if you buy it on credit. Because, in general, the purchase of homes with mortgages are divided into two stages, preceded by an advance payment of the house, the seller will request an advance from your usual size varies at most by 30% of the price of the house.

2. Decide what kind of house you want
Before you begin to see the candidates of your home (not just because of discount cheap goods then you immediately purchase), you should make a list of priorities that chill from the house to be purchased, such as number of bedrooms, bathrooms, yard, garage, roof condition , walls, and others. Then make a list of facilities as well – which will be on public facilities you need, like water, electricity, public roads, sanitation, houses of worship, schools, markets and others. Add again the list by other requirements such as flood free, full house and the certificate is not in any dispute.

3. Preparing a cash fund for the front of the house and the costs – other costs
A number of cash funds should also be reserved to anticipate the cost – the cost of home purchases, among others, money or sign a booking fee, advance, deed of sale and purchase, the cost under the name of the certificate and notary fees, and others.

4. Finding sources of funding or financing sources
Buying a home can be done in two ways, namely by cash and credit or a combination of both. If you want to buy a house in cash would recommend that you preview it in clubs, you can set up their funds in several ways such as regular savings or investment. So that the accumulation of funds obtained from savings or investment gains results can be used to purchase a home.

5. Check out the obligations of another party or your debts before making a loan to the bank
Banks have their own analysis and sources of reliable information to know about your financial condition. Therefore, before making a loan to the bank, check back the debt – your other debts. Installment credit cards, installment motorcycle, car payments and others.

If you have some form of house property, you may want to rent it out to others as a form of business or investment. However, there are some things to consider before you hand over keys to the house to prospective tenants.

By renting a house, you can collect the return unused capital to buy, even at a profit. In addition, the house occupied usually more awake and manicured than the house is left empty without occupants, so that its value would be higher.

Rental Rates
The first thing you should know is how much the rent decent housing. Find out in newspapers and other mass media, what is the rental value of similar property standards. After that, ask the agent of the broker to assess the value of the rent that you may receive. This will give you an idea of the value of leases that may be offered.

In addition, there also suggest a simple calculation to estimate the rental value of the house:

The maximum annual rental value = (price of the house + facilities) / 24.
Minimum annual rental value = (price of the house + facilities) / 48.

Value 24 refers to the period after 24 years; house lifetime will decrease the function. While the number 48 means the home lifetime after 48 years was not deemed fit to live, so if the homeowner can rent a house with only the minimum lease price.

Rental process
Meanwhile, for the rental of your home could use the help of real estate broker agent, or do it yourself by placing advertisements in newspapers or by word of mouth advertising.

In order to more easily leased, be sure to check the condition of homes, from the level of cleanliness, whether there is any damage, electrical facilities, drainage, and others. Proper house to live and equipped adequately certainly has a higher rental value.

Prospective tenants
If you already have a range of appropriate rental value of the house, the next step is to assess the prospective tenant’s ability to pay its obligations. Be careful who you decide to rent a house, not to give it to the wrong people.

So that none of the parties who feel harmed their rights, make sure to create a tenancy agreement in writing, signed on the stamp. Refine the most practice also how the payment system in order to avoid difficulties in future.

Do not forget to include important points such as the tenant’s obligation to maintain and care for property, and what sanctions apply if the tenant does not comply with its obligations.

There are a few tips that may be a reference to choose the apartment as an investment.

* First, check to first complete a proper license for the establishment of an apartment, such as the Block Plan, Preliminary Permit, a certificate on the ground (right to build), and banks that provide loans for apartment construction. Do not let developers build apartments speculate with money from their customers.
If not sold within a certain number of apartments that will affect the development or construction is stopped in the middle of the road. Consequently, advances of monthly payment has been received it will be difficult to be withdrawn. Do not buy an apartment with the status of land ownership is unclear or not the right to build to have the status of ownership of apartment units bought not caught the problem.
* Second, the developer experience and level of trust to complete the construction of his apartment.
Consumers who have paid an advance for purchase of units there did not know how that money can be returned. Or until when construction will be completed by the developer. Likewise with the developer experience, largely determine the quality of the apartment building, especially wet areas such as bathrooms, toilets, and kitchens are often experienced leaks so disturbing that there is comfort for the occupants beneath it.
* Third, the location. In general, living in the apartment was a stranger, such as Japan, Korea, Australia, and others. Location of the workplace and where they gather to socialize that will influence the locations they inhabit.
Therefore, locations close to the central business district more attractive. So also with access in and out of and into the environment greatly affect the residents of the apartment to stay longer there. Every nation has a budget for the cost to rent the apartment.
United Nations, Europe, Australia and Japan have the budget rents higher than the nation of Korea, Singapore, and Hong Kong despite having the same position in Jakarta. Find your favorite location from each nation according to the investment budget will be conducted.
* Fourth, the facilities available, both in type and size. The facility is to be noted that more sports facilities, such as how many indoor or outdoor tennis courts are available, restaurants and cafes, Olympic size swimming pool or a half-Olympic, club house facilities, the number of hosts and guest parking, garden, numbers and brand elevators, as well as the availability elevator-affect the time waiting for the elevator on the way up or down. Please note brand elevators, elevator usage time, and the damage that will be felt.
Provided emergency electricity also need to know whether the electricity needs for apartment operating normally and how long it takes to operate gen set if the electricity suddenly goes out.
* Fifth, spacious room. Better to buy an apartment units that have two or three bedrooms for most of the tenants of the stranger took his family. Floors are to be preferred above the eighth floor because the noise from outside and mosquitoes is reduced. Studios or one bedroom because devotees are usually less able to compete with hotel rooms that cost relatively the same, but better service.
* Sixth, the management or management of apartment properties greatly affect the service provided to residents and guests. Apartment management can also use the services of hotel managers, such as Mercure, Aston, and others. Management affects the age of the equipment used, the quality of cleanliness, safety, and comfort during their stay in the apartment.
* Seventh, if the purchase of units of apartments for rent, choose a location favored by foreign workers. Usually, foreign workers prefer to gather with other people in the same apartment.

* Eighth, the needed funds. In addition to purchasing an apartment unit, have also provided funds to fill the interior space, which according to the taste of its inhabitants. There should also be asked to the developers, what type of interior provided the developer, such as wardrobe, kitchen sets, stoves, air conditioners, and other so no need to spend more capital. For rental units furnish an apartment in a full condition, the tenants have brought only a suitcase clothes.

Simple, easy maintenance, full of light, and energy efficient. Feature of modern house and the friendly tropical environment is what brought the young couple to his home in the area of Bandung, West Java, this. Purple and paintings used as an accent that makes the room feel warm.
For house 180 square meters two-storey, was built with a simple style that adopts the modern tropics, namely the traditional architecture adapted to tropical climates and developed according to the needs of modern public life.
The modern concept is evident from the existence of tropical tritisan, ie the area beyond the roof that overhangs the wall. The benefit to condition outside air before entering the house. Thus, air entering the house could be more cool.
Door and window glass is made wide so that the house was comfortable and energy efficient.
Independent of the sun coming through the large window is felt in the living room. The paintings and the work of the hostess with the nuances of purple couch adorned this room.
In the living room is a room for a private library. Openness and the relationship between space makes the circulation seemed to flow from front to back until the floor above. Libraries become a favorite room for Asti who exploited to relax and read a collection of architecture books. Library equipped with a ladder that can be shifted to make it easier to find books in the cupboard above. Asti is also displaying a collection of glasses from his travels around the country.
Purple Walls
Modern re-painted tropical atmosphere in the dining room that is visible from the library. A dining table with four chairs and a wall of purple dominated the room. Looks elegant and warm. There was not much furniture in this room, simple and easy to care.
Behind the dining room, family room where there are watching television. Not many knick-knacks in this room, there was only a sofa, TV table, and paintings. Simple and straightforward. Go to the top floor, there is a den, bathroom, two rooms for children that are full of knacks adorned with typical children, and one main room.
Simple & Functional
1. Colors in a room is very influential to the emotional and physical condition.
2. Purple have a character full of strength, feminine, graceful and warm.
3. Purple is also close to the spiritual atmosphere of the magical, mystical, mysterious, and capable of attracting attention. That’s why this color is widely used by the nobility.
4. Tropical modern house make the room as required, smoothly flowing layout, furniture arrangement simple, functional, and easy maintenance.

The main purpose of buying Apartment is easy to reach main places. So location is the most important thing that must be considered.

Select apartments with square-shaped unit because it is the most ideal shape. If the shape is corners there will be troublesome in terms of spatial arrangement.
See also the spatial arrangement within the apartment. Should be effective and it flows so that the circulation of the residents are not confusing. Is the whole room in a flat gain of opening towards the outside of the building? If not, it is feared there is no sunlight. so that the room in a dank apartment.
is there any service room? This service space used as a warehouse so that the clothesline, or unnecessary stuff stand not placed on the balcony or corridor that would be an eyesore.

Notice the layout and disposal of excess water ac. also look at where the location of compressor outside the unit. Turn on the sprinkler spray water to extinguish the fire within your unit? where is the fire hydrant and fire extinguisher? asked the manager about the existence of a fire drill.

Basin where the garbage collector? How many times will take 1weeks by developer? Check, adjust the quality of buildings such as frames, sanitary and walls in bathrooms, at the time of bidding by the time the building was handed over by the developer to the residents? though living in the free flood, what about the environment? when it was flooded areas, it would be difficult for you in and out of the environment.

Check the administration. completeness of buyer administration who will pay the cash advance should be careful. check certificate, do not be until after settled, it turns out the apartment was being pledged by developers.

Is developer experienced in building? Not until the apartment was paid for paid suddenly quit amid. have been certified architect because it involves the safety of occupants. select also the organizer component and committed to the interests of residents of apartment

Actually, the spaces in your home can also bring in money. Take a look back, who knows a room can be given willingly to a dorm room. Or maybe your garage. With careful structuring, the garage can be transformed into a cozy little cottage, lo. So also with the room. Although limited in size we could have made room for two occupants. Yes, why not.
Many people are confused about how to make extra money as difficult as now. Though his own house could be used as a source of revenue. For example, by renting some spaces as boarding houses or rented houses.
Today may be your home spaces are functional. But if reviewed again, who knows there are certain spaces that can multifunctional. Your work space, for example, can be combined with a bedroom or family room. So that the original work space can be utilized so dorm room. So was the garage. If circumstances permit, the car can be placed carport not it? While the garage so we can prepare the tiny cottage.
To turn a room into a dorm room or cabin rented of course required carefulness. Moreover, if existing space is limited in size. Makeshift arrangement which would not generate sufficient revenue. The following two images could be a brilliant idea for your chance to open a boarding house or use as a rented space.

Usually the first tips in buying an apartment is a look at the track record (trace record) administering development. Let’s just say you do not know the track record administering such development, limited only know from the ads in print media and television, then you need to know also the other side of the organizer of such development.
Now we continue with aspects of their legality. The first thing that needs to be check building ownership right (usually apartments were built by the company, so the only form of rights of land usage rights. The most important thing you must know, where land usage rights is coming from? From Land Property Rights of the Land Rights of Land Management (which means it has a government land) or the State Land.your own conclusion from the results of the land usage rights checking whether the land is feasible for you occupy.
The next thing to consider is location. 3 golden rules in the purchase of property: location, location and location. Notice the location. Is located in flood areas or with the construction of this apartment, the location of the surrounding potential flood. Avoid buying properties built on land conservation or catchment area. For prospective buyers that pattern of investment, strategic location should be a primary consideration. Usually the longer popular right now is one stop for everything. So in one area there is a mall, offices and housing. Glance’s purpose is to pamper the customer, but you know this proverb “The devils is in details and to ignore it totally not bring you a bliss” applies in this case?
This is the last section but the most Important thing, Because this is the place the devils exist Nowhere. Usually the apartment was marketed by way of sale with the reservation, so the apartment is not so, we could’ve ordered, of course, by paying the DP first and followed by gradual payments thereafter may be continued using the KPA or you pay off immediately. Make sure you get a letter about the sale and purchase agreements entered into an agreement (usually abbreviated by the name of the SPA) after your down payment or first installment and if you do not get this SPA, do not go on your mortgage! Better to lose your money for a DC / first installment than the money you lost as much as the selling price of the apartment.

1. Do ‘Make Over’ house
The first step should be done is to do a thorough cleaning every corner of the house, as well as to check on his condition. If any part of the house that need to be addressed, do minor repairs. It’s good when you do the painting the house and replace it with colors that are currently trendy. If necessary, do the “make over” in order to view the house looks new. Most buyers (of course not a broker / buy a house for sale anymore) would want to buy a house that is “ready for habitation”, not the house that is “ready to be repaired.”
2. Apply striking writing board
Next, attach the front of the house, a placard with ‘HOUSE FOR SALE’ or ‘HOME FOR SALE WITHOUT THE MEDIATOR’ sizes and colors that stand out so easy to read people. Do not forget to include your phone number so that people can more easily contact you. If you want to sell your house directly, better select papers according to the second option so that you do not need to waste time to meet with a broker / Realtor home.

3. Apply directions to your home
Enable people to find the location of your home, especially if your house happens to be in the alley. Put the board directions to your house in a place that is often traveled by writing two numbers together with the points. If you need Also equipped with a map / layout of your home in order to “easily” be found.

4. Advertise your home
Do not forget to advertise your home through a variety of ways:
- Ads in newspapers
- Place Ads on Internet
- Place brochures in public places such as near the market, bus stop, school, college etc..
We recommend that you fill out your ad with pictures of houses, maps, along with the advantages of your home for example: New Construction, Complete Electrical + Phone + taps, Wells, Fence, Maid’s Room, Free Flood, Only 10 Minutes From School XXX, Near Terminal , etc.. But remember, try to write honestly than you actually disappointed prospective buyers …

5.Use Your Network
This is way easier, cheaper as well as the possibility of success of the transaction will be greater. Offer your home only to people you’ve known all along, for example: relatives / family, neighbors, colleagues / business contacts, friends on the Mailing List / Website Social Networking. Because already know each other, generally the level of trust will be higher. Maybe they’re not required to buy a house, but at least possible that they will refer your house on their network. Do not forget to give them a reward if you get a buyer through their reference, in order to maintain your good relationship over the years.

6. Make show a kind of ‘open house’ at your house
Once again, make the show a kind of ‘open house’ by inviting your network home for sale. Choose a day that many people could loose the opportunity to attend. Through this event, at least they can see every corner of the house and provide an assessment of your home on the people they refer. Like a car dealer, at least you’ve given a chance ‘test drive’ on them instead?

7. Contact property agent
Harmless to you to contact the property agent, because they might have a client who is going to need a house like that you sell. Certainly there is a commission which you should set aside from the value of home sales, which ranged from 2.5 – 5% depending on the amount of nominal sales.

8. Provide easily reachable telephone number
Try not to let you easily contacted by prospective buyers anytime. If indeed you do not provide full time, give additional information on them.
9. Review Market Price
Perform a review of the market price of the house you sell, by looking at the price of land and houses around the site. Give reasonable price to both parties (seller and buyer) are not disappointed. Do not let your house not selling because too expensive, or even reverse your ‘loss’ due to sell at a price far below market price.
10. Give a good impression on prospective buyers
Latest tips, always seek to give a good impression on prospective buyers. Be as professional sellers, who serve prospective buyers as possible.

U.S. stocks vary on Wednesday, after sales of new homes fell to a record low and the Federal Reserve signaled caution over U.S. economy recovery while maintaining very low interest rates.
Dow Jones Industrial Average rose 4.92 points (0.05 percent) to 10,298.44 while the Nasdaq technology index turum 7.57 points (0.33 percent) to 2254.23. S & P 500 index, a broader measure of the market, retreated 3.27 points (0.30 percent) to 1092.04.
Reduced market sentiment after the government said new home sales fell 32.7 percent from the previous month to 300,000 in May, increasing the prospect of slowing economic recovery.
Additionally, the statement by the Federal Reserve’s policy makers after the meeting of two days’ weighed against the gloomy outlook, especially on the economy, “said analyst Elizabeth Harrow of Schaeffer’s Investment Research.
But analysts at Charles Schwab & Co. said that “while the Fed lowered the economic assessment by taking into account financial market conditions are less supportive, maintaining low interest rates amid global uncertainty was taken positively by some traders.

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